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Pharmacy Insurance

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What is Pharmacy Insurance?

Pharmacists are incredibly important to the medical profession. Not only do they provide people with the medicines they need on a daily basis or to recover from an illness, but they are also often the first point of contact for any ailments or complaints that people may have. Unfortunately due to the nature of the business pharmacies can be targeted - extra pharmacy insurance is therefore recommended.

What can be covered under pharmacy insurance?

  • Asset protection - This includes cover for buildings and contents for any brick-and-mortar stores along with warehouses, their fixtures and fittings, and any stock stored inside
  • Money and assault protection - This protects against loss of money from your premises during business hours. It can also extend to cover stock that is moved between warehouses and premises, and will cover any unfortunate incidents that involve members of your staff being assaulted for money
  • Employee dishonesty protection - This helps to protect against losses caused by any act of employee dishonesty, such as fraud or theft
  • Employer liability - This is a legally required level of cover if you hire staff to work for you. Employer liability insurance protects against any legal costs that may arise from defending claims made by your employees for injury or property damage
  • Business overheads - This provides cover when absence or sickness could potentially affect the running of your business
  • Practice insurance - A kind of buildings and contents insurance that also covers medical equipment, commercial equipment, staff and any equipment-related risks

As well as pharmacy insurance you may also wish to extend your policy to include malpractice insurance, which covers against any claims that arise from incorrect advice or incorrect dispensing of medicines.

Why take out Pharmacy Insurance?

If you own a pharmacy, it’s essential that you have the right kind of pharmacy insurance policy in place to provide protection to you, your business, staff and customers, and that’s where pharmacy insurance comes in. A policy that is tailored to the unique industry you work in can provide just the right level of cover without resulting in you emptying your pockets on the monthly premiums.

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If you know what you’re looking for, we can help you set up the perfect policy. If you’re not sure where to start, our expert advisers can help point you in the right direction. Get in touch to get started today.

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High quality insurance that’s safe and secure.

  • Fully comprehensive policy, rated 5 Star by Defaqto
  • All policies underwritten by AXA Insurance UK Plc
  • Authorised and regulated by the Financial Conduct Authority (FCA)