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Hospitality Insurance

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What is hospitality insurance?

In a nutshell, hospitality insurance is a form of business protection that is catered specifically to companies in the hospitality industry. This includes restaurants, bar, clubs, pubs, hotels, bed and breakfasts, guest houses and cafes.

Why do I need hospitality insurance?

When you run a hospitality business there is a great deal going on that you need to think about, including how you and your business will be protected should anything go wrong. Having hospitality insurance in place means that you and your livelihood is protected from whole range of incidents including a flood or fire. It also means that your staff, customers and visitors are protected while on your premises.

What does Hospitality Insurance Cover?

Thinking about hospitality insurance doesn’t just mean thinking about standard types of insurance such as buildings, contents and cover for your stock; we’re talking about that extra layer of protection. Our team can give you expert guidance on more specific types of cover that protect you against things like:

  • Food poisoning
  • Injury compensation claims
  • Equipment breakdown or damage
  • Loss of licence
  • Public liability
  • Employer liability

Get in touch

If you run a hospitality business such as a cafe, pub or bed and breakfast, make sure you have the right level of insurance protection in place before you open your doors to the public. Get in touch with our insurance professionals today as they can provide advice and guidance on your ideal policy.

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High quality insurance that’s safe and secure.

  • Fully comprehensive policy, rated 5 Star by Defaqto
  • All policies underwritten by AXA Insurance UK Plc
  • Authorised and regulated by the Financial Conduct Authority (FCA)