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Engineering Insurance

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What is engineering insurance?

Engineering insurance is a type of policy that provides financial protection to ongoing construction and installation projects, along with the machines and equipment that are involved in that project. Depending on the type of work that is being undertaken, there are a number of different kinds of cover available to protect you and your business.

What types of Engineering Insurance cover are there?

Here are the different kinds of engineering insurance cover available:

Deterioration of stock - This protects against loss or damage by deterioration/putrefaction to any goods that have been kept in cold storage

Computer - This applies to any loss or damage done to all kinds of computer equipment. It will also cover any costs that are required to recover lost records or data

Sudden unforeseen damage (machinery) - Protects machinery against expected damage caused by accidents or breakdown

Loss of profits (machinery) - Protects against any profits that are lost or working costs that are increased due to machine damage

Machinery movement - Protects against damage to or loss of machinery if it occurs during moving operations

Contract works construction - Provides ‘all risks’ protection to materials that are referred to as ‘contract works’. This kind of cover can also be applied to personal tools that employees use as well as owned and hire-in machinery

Contracts’ plant - Provides cover for the insured party’s own plant and equipment on an ‘all risks’ basis

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When you’re working with such heavy and complex equipment, it’s important to ensure that you and your staff are protected as much as possible. For guidance on finding the right kind of engineering insurance for you, please get in touch today and one of our experts will help you find the perfect policy.

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