What kinds of catering insurance are available?
If you own a catering business, there are two kinds of catering insurance cover that you should consider:
Public liability - If you work in the same area as the general public - it could be an eating area, a gazebo or marquee that you have
erected for the occasion, or as simple as some tables and chairs - then public liability insurance should be on your mind. This kind of insurance protects
against compensation claims and legal fees if a member of the public suffers an injury or has their property damaged due to your work
Employer liability - If you employ any kind of staff, whether it’s permanent, temporary, contractual, seasonal and even students or interns,
you are required by law to have this kind of insurance. It protects you against claims made by employees who have been injured or fallen ill while
under your employment